AnalystConsensusTarget lifts fair value to SAR 22.40 for Banque Saudi Fransi stock
Published on 10/15/2026 at 11:23 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWSValuation and earnings context
- AnalystConsensusTarget raised fair value from SAR 22.06 to SAR 22.40 on October 11, 2026.
- First-half 2026 net income reached SAR 2.87 billion after a 5.00 percent year-over-year increase.
- Banque Saudi Fransi stock was last at SAR 19.63 on October 15, 2026 at 12:02 p.m. AST on Tadawul.
Banque Saudi Fransi (SA0007879782) is facing a higher valuation benchmark after AnalystConsensusTarget lifted its fair value from SAR 22.06 to SAR 22.40 on October 11, 2026, according to Simply Wall St. The update places the bank's long-term strategy against a concrete valuation change rather than a new earnings release.
Three dated developments
The recent sequence shows how the valuation discussion rests on operating progress. On July 20, 2026, Banque Saudi Fransi reported first-half net income of SAR 2.87 billion, up 5.00 percent from the prior-year period, as summarized by Investing.com. On October 6, 2026, Saudi Real Estate Refinance Co. signed a third agreement to acquire a residential mortgage portfolio from the bank, Arab News reported. The transaction value was not disclosed. The October 11 fair value increase to SAR 22.40 was the latest of the three dated developments.
What does profit growth mean?
The earnings base is positive, but the quality of growth matters for the next valuation step. Investing.com said first-half net income reached SAR 2.868 billion, while the bank's net interest margin declined 7 basis points to 304 basis points amid higher funding costs. The same report said full-year cost-of-risk guidance was tightened to 45-50 basis points from 45-55 basis points, while the cost-to-income ratio was expected below 33 percent in 2026. These figures put the higher fair value beside a measurable margin and cost challenge.
Next reporting date
The next major date is October 25, 2026, when Banque Saudi Fransi is scheduled to publish third-quarter results, according to Investing.com. That release should provide the next dated test for profit growth, funding costs and credit-risk guidance.
Stock price and valuation
Banque Saudi Fransi stock was last at SAR 19.63 on Tadawul on October 15, 2026 at 12:02 p.m. AST. The level sits below the SAR 22.40 fair value cited by Simply Wall St and within the SAR 15.49 to SAR 22.50 52-week range shown by Investing.com. The bank's market capitalization was SAR 49.1 billion on the same market snapshot.
Banque Saudi Fransi stock facts
- Company: Banque Saudi Fransi
- ISIN: SA0007879782
- Ticker: 1050
- Primary exchange: Tadawul
- Price Tadawul (as of October 15, 2026, 12:02 p.m. AST): SAR 19.63
- Market capitalization: SAR 49.1 billion (as of October 15, 2026)
- 52-week range: SAR 15.49-SAR 22.50 (as of October 15, 2026)
- Sector / Industry: Financial Services / Regional Banks
- Next earnings date: October 25, 2026
Market context: Latest market reports.
