Bank of China reports 5.10 percent higher profit. Bank of China stock loses 2.90 percent

Published on 10/02/2026 at 16:15 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Operating income rose 8.41 percent in the first half of 2026. Bank of China stock costs EUR 0.67 on October 2, 2026 versus EUR 0.69.

Bank of China, CNE1000001Z5, Illustration mit AI erstellt.

Bank of China (ISIN CNE1000001Z5) was trading at EUR 0.67 at Lang & Schwarz on October 2, 2026 at 4:05 p.m. CEST, down 2.90 percent versus the prior close of EUR 0.69. The bank reported 5.10 percent year-over-year growth in profit attributable to equity holders for the first half of 2026, making the latest interim report the central fundamental reference for the stock.

Profit growth reached 5.10 percent

According to Futubull on September 28, 2026, Bank of China recorded operating income of RMB 357.11 billion for the six months ended June 30, 2026, up 8.41 percent year over year. Profit attributable to equity holders reached RMB 123.59 billion, an increase of 5.10 percent, while basic earnings per share were RMB 0.36.

The earnings mix points to stronger interest income. Net interest income rose 10.20 percent to RMB 236.73 billion in the first half of 2026, while impairment losses on assets increased 18.39 percent to RMB 68.08 billion. That contrast matters because faster income growth is being accompanied by higher credit-cost pressure.

Dividend proposal adds a shareholder signal

Bank of China lists its 2026 Interim Report and a proposed interim dividend announcement in its investor-relations materials. The interim dividend proposal cited by Futubull is RMB 1.190 per 10 shares before tax, subject to shareholder approval.

Operating quality was mixed but broadly measurable. The net interest margin stood at 1.27 percent, up 1 basis point year over year, while the cost-to-income ratio fell 1.68 percentage points to 23.43 percent. The non-performing loan ratio was 1.22 percent, down 0.01 percentage points.

Fair value estimate moves higher

According to Simply Wall St on September 24, 2026, an analyst fair value estimate increased from HKD 6.21 to HKD 6.35. The adjustment provides a current valuation reference for the Hong Kong-listed H shares, although the Hong Kong dollar target cannot be directly compared with the Lang & Schwarz euro quotation.

Bank of China stock trades lower

Bank of China was trading at EUR 0.67 at Lang & Schwarz on October 2, 2026 at 4:05 p.m. CEST, down 2.90 percent versus the Lang & Schwarz prior close of EUR 0.69. The further course of trading is shown by the continuously updated real-time quote of Bank of China stock.