Bankinter stock heads into October 22 results with profit up 11.7 percent

Published on 10/07/2026 at 13:16 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Bankinter stock carries a Goldman Sachs Sell rating at EUR 16.20 dated October 5, 2026. First-half efficiency reached 34.3 percent as the bank prepares its next report.

Modernes Glas-Bürogebäude einer Bank in Madrid bei Sonnenuntergang, symbolisch für Bankinter S.A — Fotorealistisches Bankgebäude bei Sonnenuntergang symbolisiert Bankinter S.A. (ISIN ES0113679137), moderner Bankensitz in Madrid, Illustration mit AI erstellt.

Bankinter (ISIN ES0113679I37) was trading at EUR 15.34 on BME at 1:00 p.m. CEST on October 7, 2026, down 3.16 percent from EUR 15.84. The Spanish bank now approaches its October 22 results date after first-half net profit rose 11.7 percent year over year to EUR 605 million, according to PcBolsa on September 30, 2026.

Profit growth sets the baseline

The first-half result provides the earnings baseline for the next update. Yahoo Finance reported from the July 23, 2026, earnings call that quarterly net profit reached EUR 315 million, up 16 percent year over year, while first-half revenue growth was 7.3 percent.

Efficiency is the other measurable part of the story. The cost-to-income ratio fell to 34.3 percent from 36.1 percent in 2025, a 1.8 percentage point improvement, while the first-half ROTE exceeded 20 percent, according to the same July 23 earnings transcript published by Yahoo Finance.

Analyst view remains divided

Bankinter's operating figures contrast with a divided analyst picture. As Markets Insider reported on October 5, 2026, Goldman Sachs maintained a Sell rating and a EUR 16.20 price target.

That target lies 5.61 percent above the BME price of EUR 15.34. The comparison matters because the target is only EUR 0.86 above the intraday quotation, while Bankinter's one-year range runs from EUR 12.28 to EUR 17.02.

October 22 is the next checkpoint

Bankinter has scheduled publication of its results for the first nine months of 2026 on October 22, 2026. The presentation is set for 9:00 a.m. CEST, followed by a media presentation at 11:00 a.m. CEST, according to Investing.com on September 30, 2026.

The report will show whether the 11.7 percent first-half profit increase was sustained into the third quarter and whether efficiency stayed below the 2025 level. For investors, the key pairing is earnings growth against the bank's valuation range.

Bankinter stock trades below its yearly high

Bankinter stock was last at EUR 15.34 on BME at 1:00 p.m. CEST on October 7, 2026, with a market capitalization of EUR 13.8 billion. The quotation stood 9.87 percent below the one-year high of EUR 17.02.