BBVA stock holds near EUR 13.11 as profits stay strong

Banco Bilbao Vizcaya Argentaria S.A. (ISIN ES0113211835) stock was last quoted at EUR 13.11 on August 23, 2026, giving the Spanish lender a market capitalization above EUR 78 billion. The latest snapshot also points to a share price that still sits below its recent highs, even after the bank's first-half 2026 numbers showed solid earnings momentum.

Profits and capital

Per the latest first-half 2026 reporting, BBVA delivered double-digit year-over-year growth in revenue and net profit, with return on equity in the mid-teens and a cost-to-income ratio that improved versus 2025. That combination matters because it shows the bank is still turning a higher-rate backdrop into earnings while keeping expenses in check.

Second-quarter 2026 reporting also showed higher net profit than a year earlier, supported by net interest income and fee-based revenues. At the same time, capital remained solid, with a fully loaded common equity Tier 1 ratio above regulatory minimums and room for dividends and buybacks.

Market view

At EUR 13.11, BBVA trades with a valuation that market data describes as a moderate multiple of trailing earnings and a discount to some European banking peers with similar profitability metrics. The stock's recent range and market value keep the focus on whether earnings can stay ahead of credit-cycle risk and regulatory pressure.

The contrast with fiscal 2023 is clear: the bank's 2026 profit and capital profile is stronger than the earlier period, which supports the current market re-rating. For investors, the key issue is not the business model itself but how long the mid-teens return on equity can hold.

Digital retail banking

BBVA's digital retail banking platform remains a core product, combining current accounts, cards, consumer loans, savings tools, and online onboarding in one place. That setup helps explain why operating efficiency has improved alongside revenue growth, and why the bank continues to lean on technology to deepen customer use across Spain and Latin America.

BBVA shares now

BBVA shares changed hands at EUR 13.11 on August 23, 2026, with a market capitalization above EUR 78 billion. The stock remains sensitive to eurozone rate expectations, credit quality, and capital-return signals.

Fact box

Company: Banco Bilbao Vizcaya Argentaria S.A.
ISIN: ES0113211835
Ticker: BBVA
Exchange: Bolsa de Madrid (BME)
Sector / Industry: Financials / Banks
Index membership: Euro Stoxx 50
Price (as of August 23, 2026): EUR 13.11
Market cap: EUR 78 billion (as of August 23, 2026)