BNI stock: Mirae Asset sets IDR 4,020 target for BNI stock

Published on 10/20/2026 at 16:53 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

First-half 2026 core profit rose 14.50 percent to IDR 18.50 trillion. BNI stock costs EUR 0.16 on October 20, 2026 at 4:38 p.m. CEST.

Analyst target and first-half figures

Mirae Asset analyst Nafan Aji Gusta set an IDR 4,020 target for BNI on October 7, 2026.
BNI's first-half 2026 core profit reached IDR 18.50 trillion, up 14.50 percent year over year.
BNI stock cost EUR 0.16 at Lang & Schwarz on October 20, 2026 at 4:38 p.m. CEST.
BNI had an IDR 120.1 trillion market capitalization and a 3.90 price-to-earnings ratio on October 20, 2026.

BNI, ID1000096605, Illustration mit AI erstellt.

BNI (ID1000096605) has an IDR 4,020 share-price target from Mirae Asset analyst Nafan Aji Gusta, set on October 7, 2026, according to Kontan. Against the IDX price of IDR 3,220 on October 20, 2026, that target is 24.84 percent above the stock. BNI stock was trading at EUR 0.16 at Lang & Schwarz on October 20, 2026 at 4:38 p.m. CEST.

First-half profit reached IDR 18.50 trillion

BNI's core profit, described as pre-provision operating profit, reached IDR 18.50 trillion in the first half of 2026, up 14.50 percent from the prior-year period. The figure came from the company's first-half earnings call, carried by Yahoo Finance. Net profit reached IDR 10.80 trillion, up 6.60 percent year over year, while net interest income increased 14.20 percent to IDR 22.30 trillion.

BNI stock sits below its yearly high

The IDX quote was IDR 3,220 at 4:14 p.m. WIB on October 20, 2026, with a daily gain of 8.78 percent. The 52-week range was IDR 2,830.00 to IDR 4,730.00, placing the price 31.92 percent below its high. Trading volume reached 122,040,400 shares. The euro quote is a separate German-market indication for investors tracking BNI from Europe.

Valuation and funding pressure

BNI carried an IDR 120.1 trillion market capitalization and a 3.90 price-to-earnings ratio on October 20, 2026. The first-half presentation also said net interest margin fell to 3.60 percent from 3.80 percent a year earlier, while management revised its full-year margin guidance to 3.30 percent to 3.50 percent from 3.50 percent to 3.80 percent.

That margin adjustment is the main counterweight to the profit growth. Loan growth reached 24.40 percent year over year in the first half, but management maintained full-year loan-growth guidance of 8.00 percent to 10.00 percent as funding competition intensified.

Comparison with peers

BNI: up 8.78 percent, price-to-earnings ratio 3.90, market capitalization IDR 120.1 trillion.

Bank Rakyat Indonesia (IDX, IDR): up 9.84 percent, price-to-earnings ratio 6.87, market capitalization IDR 420.4 trillion.

Bank Mandiri (IDX, IDR): up 9.82 percent, price-to-earnings ratio 5.53, market capitalization IDR 344.4 trillion.

BNI stock and the target

The IDR 4,020 target gives the analyst view a measurable distance from the IDX price, while the first-half figures show stronger core earnings but slower reported net-profit growth. The next scheduled earnings date cited in recent market coverage is October 26, 2026.

BNI stock was trading at EUR 0.16 at Lang & Schwarz on October 20, 2026 at 4:38 p.m. CEST.

The further course of trading is shown by the continuously updated real-time quote of BNI stock.