Capital One stock holds above $220 as investors digest latest earnings and analyst calls.
Published on 08/13/2026 at 15:55 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS
Capital One Financial Corp. (ISIN US1381731035) stock closed at $222.42 on August 12, 2026, up 1.49% for the session as investors continued to react to the company’s latest earnings and guidance.
Latest price and market context
According to recent market data, Capital One Financial Corp. shares finished the August 12, 2026, session at $222.42, gaining 1.49% on the day and holding above the $220 level, with a current quoted price of $222.42 in subsequent trading.
The same market overview shows a market capitalization of $136.45 billion as of August 12, 2026, which places Capital One firmly among the larger US financial institutions by equity value.
Short-term performance metrics in the same data set indicate a 1.49% single-session gain, while the year-to-date percentage change and five-day performance are also tracked for investors watching momentum and relative strength.
Recent earnings and fundamentals
Capital One’s most recent quarterly results, covering the latest reported period prior to August 13, 2026, provided updated figures on revenue, net income, and earnings per share, giving investors a fresh view on profitability and credit trends.
In that latest quarter, management reported total revenue for the period along with net income and diluted earnings per share, while also updating guidance for the remainder of the fiscal year, helping the market recalibrate expectations.
The same quarterly release included details on segment performance across credit cards, consumer banking, and commercial lending, highlighting which lines of business drove growth and where margins were under pressure.
Compared with the prior-year quarter, the latest reported numbers showed changes in both revenue and earnings, with year-over-year percentage moves in key metrics such as net interest income and noninterest revenue giving a clearer sense of trajectory.
In addition, the company’s most recent results provided an updated view on credit quality, including charge-off rates and delinquency trends, which are central to how investors assess risk in a consumer-focused lender.
Analyst actions and valuation backdrop
A recent analyst overview shows that Capital One Financial Corp. stock is trading in the low $220s, with a fair-value indication quoted at $222.74 as of the morning of August 13, 2026.
That same overview notes that the latest price level represents a modest day-on-day move of 0.14% at 9:40 a.m. Eastern, signaling a relatively steady reaction as investors process the latest earnings and macroeconomic data.
For context, the broader set of financial peers in consumer and card lending, including several other major issuers, have also been trading in ranges shaped by interest-rate expectations and credit-cycle concerns, which influences how investors view Capital One’s valuation multiples.
The relationship between Capital One’s current share price and its most recently reported earnings per share translates into a price-to-earnings ratio that investors use to compare the company with peers in both banking and payment services.
Changes in consensus estimates following the latest quarterly report can shift that valuation picture, especially if analysts raise or lower expectations for net income or credit costs in upcoming quarters.
Business model and key products
Capital One Financial Corp. is best known for its credit card offerings and consumer finance products, combining national-scale card issuance with digital banking capabilities.
The company’s credit card portfolio spans a range of segments, from introductory cards for building credit history to travel rewards cards aimed at frequent travelers, often paired with promotional offers on interest rates or sign-up rewards.
Beyond cards, Capital One operates consumer banking services that include checking and savings accounts, auto loans, and other lending products, delivered through both online platforms and physical locations.
Capital One has also invested in technology and data analytics to refine underwriting decisions and customer targeting, which can affect both growth and credit quality over time.
Current trading level
As of the close on August 12, 2026, Capital One Financial Corp. shares traded on the New York Stock Exchange at $222.42, with that closing price providing the latest full-session reference point for US investors.
Fact box
Company: Capital One Financial Corp.
ISIN: US1381731035
Ticker: COF
Exchange: New York Stock Exchange
Price (as of August 12, 2026, 4:00 p.m. ET): $222.42 USD
Market cap: $136.45 billion (as of August 12, 2026)
Sector / Industry: Financials / Consumer finance
