Postal Savings Bank of China, CNE1000029W3

Changjiang Securities maintains Buy on Postal Savings Bank of China stock

Published on 10/07/2026 at 09:47 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Operating income rose 7.26 percent in the first half of 2026. Postal Savings Bank of China stock costs EUR 0.61 on October 7, 2026 after EUR 0.61.

Postal Savings Bank of China, CNE1000029W3, Illustration mit AI erstellt.

At EUR 0.61, Postal Savings Bank of China (ISIN CNE1000029W3) was trading at Lang & Schwarz on October 7, 2026 at 9:38 a.m. CEST, unchanged from the prior close of EUR 0.61. Gelonghui Finance reported on September 23, 2026 that Changjiang Securities maintained a long-term Buy rating on the bank.

Interim growth supports the rating

Futu reported that Postal Savings Bank of China disclosed its 2026 interim report on August 28, 2026. Operating income reached RMB 192.48 billion in the first half of 2026, up 7.26 percent year over year, while net profit attributable to shareholders totaled RMB 51.50 billion, up 4.62 percent.

The earnings mix also shifted toward fee and other non-interest income. In the first half of 2026, non-interest net income rose 12.25 percent year over year to RMB 45.34 billion, while net interest income increased 5.82 percent to RMB 147.15 billion, according to Futu's report.

Margin pressure remains visible

The same interim figures show the trade-off behind the growth profile. The net interest margin stood at 1.63 percent in the first half of 2026, down 7 basis points year over year, while the non-performing loan ratio was 1.00 percent, up 5 basis points from year-end.

For investors, the combination matters more than the revenue increase alone: fee income is expanding faster than net interest income, but credit quality and loan pricing remain important constraints. Futu reported that the cost-to-income ratio declined to 52.02 percent, down 2.68 percentage points year over year.

Shanghai range keeps valuation in view

On the Shanghai Stock Exchange, the share's 52-week range was CNY 4.76 to CNY 6.13 through September 29, 2026. The bank's market capitalization was CNY 547.3 billion as of September 30, 2026, giving the unchanged euro quote a dated German-market reference point rather than a replacement for the Shanghai valuation.

Quartr summarized first-half 2026 net profit at RMB 51.67 billion, up 4.57 percent year over year, and reported a proposed interim dividend of RMB 1.33 per 10 shares, subject to shareholder approval.

EUR 0.61 holds in trading

Postal Savings Bank of China was trading at EUR 0.61 at Lang & Schwarz on October 7, 2026 at 9:38 a.m. CEST, plus 0.00 percent versus the prior close of EUR 0.61 on October 6, 2026. The further course of trading is shown by the continuously updated real-time quote of Postal Savings Bank of China stock.