German American reports earnings: board declares USD 0.31 dividend per German American stock

Published on 10/27/2026 at 19:42 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Third-quarter EPS reached USD 1.03 versus USD 1.01 consensus. German American stock costs EUR 44.20 on October 27, 2026 in after-hours trading.

Record earnings and dividend

German American reported third-quarter net income of USD 38.64 million and diluted earnings per share of USD 1.03 on October 26, 2026.
The board declared a USD 0.31 dividend per share payable November 20, 2026, with a November 10, 2026 record date.
German American stock costs EUR 44.20 at Lang & Schwarz on October 27, 2026 at 7:36 p.m. CEST.

GABC, US3738651047, Illustration mit AI erstellt.

German American Bancorp reported record third-quarter earnings on October 26, 2026, while its board declared a USD 0.31 dividend per share, according to Business Wire. The dividend is payable on November 20, 2026 to shareholders of record on November 10, 2026. At Lang & Schwarz on October 27, 2026 at 7:36 p.m. CEST, the stock was trading at EUR 44.20.

Quarterly earnings set a record

Net income for the three months ended September 30, 2026 reached USD 38.64 million, or USD 1.03 diluted earnings per share. That compared with USD 38.17 million and USD 1.02 per share in the second quarter of 2026, while third-quarter 2025 net income was USD 35.07 million and earnings per share were USD 0.94, according to Business Wire.

Margin and loans strengthen

The tax-equivalent net interest margin rose to 4.42 percent in the third quarter from 4.30 percent in the second quarter and 4.06 percent a year earlier. Net interest income increased to USD 83.52 million from USD 81.21 million in the second quarter, while period-end loans rose USD 57.0 million, or 4 percent annualized, to USD 5.998 billion.

Valuation and payment dates

German American Bancorp had a USD 1.85 billion market capitalization, a trailing P/E ratio of 12.99 and a dividend yield of 2.00 percent on October 27, 2026. Its primary listing is Nasdaq under ticker GABC. The next dated shareholder event is the dividend record date of November 10, 2026, followed by payment on November 20, 2026.

For comparison, the latest U.S. market quote put German American Bancorp at USD 49.25 on October 27, 2026 at 2:40 p.m. ET, against a 52-week range of USD 37.73 to USD 52.23. The company had total assets of USD 8.411 billion at September 30, 2026, including USD 6.937 billion in deposits.

What matters for the bank

The main operating signal is the combination of higher margin and loan growth. Net interest margin improved by 0.12 percentage points from the second quarter, while non-performing assets stood at 0.29 percent of total assets at September 30, 2026, down from 0.32 percent at June 30, 2026. The figures give the earnings record a measurable credit-quality and lending backdrop.

Stock price and investor dates

German American Bancorp's third-quarter results provide the latest company-specific reference for the stock, with earnings per share above the USD 1.01 average estimate of four analysts surveyed by Zacks Investment Research, as reported by Yahoo Finance. The next payment dates are November 10, 2026 and November 20, 2026.

German American Bancorp was trading at EUR 44.20 at Lang & Schwarz on October 27, 2026 at 7:36 p.m. CEST. The further course of trading is shown by the continuously updated real-time quote of German American Bancorp stock.