Kruk reports lower half-year profit while Kruk stock trades at EUR 86.74

Published on 10/07/2026 at 14:45 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Kruk stock costs EUR 86.74 on October 7, 2026, down 0.37 percent versus EUR 87.06. Profit was PLN 555 million in the first half.

Kruk, PLKRK0000010, Illustration mit AI erstellt.

Kruk (ISIN PLKRK0000010) was trading at EUR 86.74 at Lang & Schwarz on October 7, 2026 at 2:37 p.m. CEST, down 0.37 percent versus the prior close of EUR 87.06. KRUK reported PLN 555 million of net profit for the first half of 2026, down 5.00 percent from the same period of 2025.

Profit falls as recoveries rise

The first-half result combines a weaker bottom-line figure with higher collections. Recoveries from purchased debt portfolios reached PLN 2.011 billion, an increase of 5.00 percent from the first half of 2025, while cash EBITDA rose 8.00 percent to PLN 1.398 billion, according to Re2bit on September 15, 2026.

Investment reached PLN 864 million in the first half of 2026, with Italy receiving 47.00 percent of the total and Poland 31.00 percent. The same report put net debt to cash EBITDA at 2.60, a leverage measure that frames the group's capacity to keep purchasing portfolios.

Portfolio economics drive the result

Kruk's business depends on buying overdue receivables and collecting them over several years. SII reported on September 11, 2026 that the company invested PLN 864.2 million for portfolios with PLN 2.84 billion in face value during the first half. That difference explains why collection cash and accounting profit can move in different directions.

The analysis also puts estimated remaining collections at PLN 27.23 billion on June 30, 2026, versus a portfolio balance of PLN 12.04 billion. For investors, the key issue is the conversion of that projected collection pool into cash over time rather than the headline profit alone.

Third-quarter date sets the next marker

KRUK's investor-relations calendar lists October 27, 2026 for the consolidated third-quarter 2026 report. That date gives the market its next scheduled test of collections, portfolio purchases and leverage after the first-half profit decline.

As of October 7, 2026, KRUK had a market capitalization of PLN 7.4 billion. Its 52-week range was PLN 363.60 to PLN 510.00, so the Warsaw-listed share price remained above the annual low while the German investor reference price was quoted separately in euros.

Stock holds at EUR 86.74

Kruk stock was trading at EUR 86.74 at Lang & Schwarz on October 7, 2026 at 2:37 p.m. CEST, down 0.37 percent versus the Lang & Schwarz prior close of EUR 87.06 on October 6, 2026. The further course of trading is shown by the continuously updated real-time quote of Kruk stock.