Kruk stock gained 3.66 percent as half-year profit fell 5 percent

Published on 10/07/2026 at 13:11 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Kruk stock traded at PLN 379.70 on October 6, with 66,742 shares changing hands. The group has scheduled its Q3 report for October 27, 2026.

Kruk, PLKRK0000010, Illustration mit AI erstellt.

Kruk stock (ISIN PLKRK0000010) gained 3.66 percent to PLN 379.70 on October 6, 2026, at 4:59 p.m. CEST on the Warsaw Stock Exchange. Trading volume reached 66,742 shares, giving the latest move a clear market footprint.

Half-year profit fell 5 percent

KRUK reported PLN 555 million in net profit for the six months ended June 30, 2026. CreditVillage reported that the figure was 5 percent below the comparable period of 2025, while recoveries from purchased debt portfolios increased 5 percent to PLN 2.011 billion.

The latest quarterly detail explains the weaker headline profit. According to SII on September 11, 2026, second-quarter net profit fell 12.0 percent year over year to PLN 292.5 million, despite record collections and higher cash EBITDA. The contrast matters because collections describe cash generation, while accounting profit also reflects taxes, currency effects and portfolio revaluations.

Collections remain the operating anchor

Kruk's business centers on purchasing overdue receivables and collecting them over several years. SII wrote that the company invested PLN 864.2 million in the first half of 2026 for portfolios with a nominal value of PLN 2.84 billion, equivalent to 30.4 percent of nominal value.

That investment intensity gives the stock a different earnings profile from a conventional lender. Cash recoveries can rise while reported profit falls, as the first-half figures demonstrate. For investors, the next test is whether portfolio purchases and collections translate into stronger quarterly earnings after the tax and currency effects seen in the second quarter.

Next report is scheduled for October 27

KRUK lists October 27, 2026, for publication of its consolidated Q3 2026 report. That date is the next concrete checkpoint for the market, following the 3.66 percent rise on October 6 and the weaker first-half profit comparison.

Stock trades at PLN 379.70

Kruk stock was last at PLN 379.70 on the Warsaw Stock Exchange on October 6, 2026, with a daily gain of 3.66 percent and volume of 66,742 shares. The price move and the next earnings date frame the near-term setup, while the first-half figures put the focus on cash collections and profit quality rather than revenue growth alone.