Oportun Financial stock gains 2.63 percent near yearly high

Published on 10/05/2026 at 20:58 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Oportun Financial stock was trading at USD 8.57 on Nasdaq on October 5, 2026, 1.04 percent below its 52-week high. Q2 revenue reached USD 233.23 million.

OPRT, US68376D1046, Illustration mit AI erstellt.

Oportun Financial (ISIN US68376D1046) was trading at USD 8.57 on Nasdaq at 2:56 p.m. ET on October 5, 2026, up 2.63 percent from the prior close. The move keeps the stock 1.04 percent below its 52-week high of USD 8.66 and puts the latest market capitalization at USD 393.4 million.

Revenue beats the company range

The operating backdrop is defined by Oportun's second-quarter performance. According to Oportun Financial, Q2 2026 revenue reached USD 233.23 million for the quarter ended June 30, 2026, while net income was USD 8.5 million.

Yahoo Finance reported on September 28, 2026, that adjusted EBITDA was USD 49 million, above the company's guidance range of USD 34 million to USD 39 million and up 56 percent from the prior-year quarter. Adjusted EPS was USD 0.42, up 35 percent year over year, while GAAP EPS was USD 0.17, up 21 percent.

Credit metrics support the recovery

Oportun's credit and balance-sheet figures add a second dimension to the earnings picture. The annualized net charge-off rate fell to 12 percent in Q2 2026, down 65 basis points sequentially, and debt-to-equity leverage declined to 6.5 times from 7.3 times a year earlier, according to Yahoo Finance.

The same September 28, 2026 report said unrestricted cash rose to USD 140 million, while second-quarter interest expense fell 30 percent year over year to USD 42 million. Oportun also raised its adjusted EBITDA outlook midpoint by USD 10 million to USD 168 million and reiterated adjusted EPS guidance of USD 1.50 to USD 1.65 for fiscal year 2026.

Analyst target trails the market price

Valuation expectations are more cautious than the latest quotation. MarketBeat lists a Hold consensus from five analysts, an average price target of USD 7.33, a high target of USD 9.00 and a low target of USD 5.00.

The average target is USD 1.24 below the Nasdaq price of USD 8.57 on October 5, 2026, while the high target is USD 0.43 above it. That split places the current quotation near the top of the 52-week range even as recent operating figures show improving profitability and credit performance.

Nasdaq price stays near yearly high

Oportun Financial was trading at USD 8.57 on Nasdaq on October 5, 2026, with volume of 417,531 shares and a 52-week range of USD 4.03 to USD 8.66. The stock's daily gain was 2.63 percent at 2:56 p.m. ET.