Postal Savings Bank of China, CNE1000029W3

Postal Savings Bank of China stock reports stronger half year

Published on 10/07/2026 at 10:30 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Postal Savings Bank of China stock delivered CNY 192.53 billion in H1 2026 operating income, up 7.24 percent year over year. Net profit reached CNY 51.67 billion.

Postal Savings Bank of China, CNE1000029W3, Illustration mit AI erstellt.

Postal Savings Bank of China (ISIN CNE1000029W3) was last at CNY 5.46 on the Shanghai Stock Exchange on September 30, 2026 at 3:00 p.m. CST. The bank's first-half operating income reached CNY 192.53 billion, up 7.24 percent year over year, according to Quartr on September 11, 2026.

Profit growth accelerates in H1

Net profit for H1 2026 reached CNY 51.67 billion, an increase of 4.57 percent from the prior year. Net interest income rose 5.82 percent to CNY 147.15 billion, while net fee and commission income increased 12.20 percent to CNY 18.98 billion, Quartr reported for the period.

The mix matters for investors because fee income expanded faster than total operating income. That contrast points to a broader contribution from wealth management, investment banking and custody services alongside the bank's traditional lending and deposit franchise.

Analysts see a higher valuation

Investing.com listed a Buy consensus from 13 analysts, with an average 12-month price target of CNY 6.06 on September 15, 2026. The high target was CNY 7.16 and the low target was CNY 5.05, putting the average target 11.0 percent above the CNY 5.46 reference price.

The target spread is wide enough to keep execution and asset quality central to the thesis. The bank's H1 net interest margin was 1.63 percent, according to a September 14, 2026 review published by Futunn, down 3 basis points from 2025.

Stock remains below yearly high

The share price was CNY 0.67 below its 52-week high of CNY 6.13 and CNY 0.70 above its 52-week low of CNY 4.76 on September 30, 2026. The session range was CNY 5.39 to CNY 5.49, with volume of 155,278,606 shares and a daily gain of 0.92 percent.

InvestPane identifies Postal Savings Bank of China as a financial-services company listed on the Shanghai Stock Exchange under ticker 601658, with banking operations serving retail and corporate customers in China.

Postal Savings Bank of China stock holds at CNY 5.46

Postal Savings Bank of China stock was last at CNY 5.46 on the Shanghai Stock Exchange on September 30, 2026 at 3:00 p.m. CST, while its market capitalization stood at CNY 547.3 billion.