Risk.net flagged mortgage risk while China Construction Bank stock costs EUR 1.09

Published on 10/08/2026 at 10:11 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Profit rose 5.56 percent to CNY 162.64 billion in first-half 2026. China Construction Bank stock was EUR 1.09 on October 8, 2026, plus 0.93 percent.

China Construction Bank, CNE1000002H1, Illustration mit AI erstellt.

China Construction Bank (ISIN CNE1000002H1) was trading at EUR 1.09 at Lang & Schwarz on October 8, 2026 at 10:04 a.m. CEST, while Risk.net reported on October 6, 2026 that the bank's securitisation risk-weighted assets rose 257.00 percent in the second quarter of 2026. The headline event is a risk signal, not a price explanation.

Mortgage risk rises sharply

Risk.net linked the 257.00 percent increase to a sharp rise in China Construction Bank's holdings of residential mortgage securitisations during the second quarter of 2026. The report puts balance-sheet risk alongside the bank's earnings growth, giving investors a more demanding way to read the latest results.

The bank's own investor-relations page says it was listed on the Hong Kong Stock Exchange in October 2005 under stock code 939 and on the Shanghai Stock Exchange in September 2007 under stock code 601939, while its customer base included 785 million personal customers and 12.73 million corporate customers at the end of 2025, according to China Construction Bank.

Profit grows as fees contract

For the six months ended June 30, 2026, operating income rose 10.48 percent year over year to CNY 385.91 billion, while net profit increased 5.56 percent to CNY 162.64 billion, according to Futu. The same report shows net fee and commission income fell 1.42 percent year over year to CNY 65.22 billion, a counterweight to the headline profit increase.

Capital protection is another live theme. China Construction Bank completed a CNY 40.00 billion Additional Tier 1 bond issue on September 22, 2026, with a 1.83 percent coupon for the first five years, and the proceeds were directed to Additional Tier 1 capital, according to Futu. The issue strengthens loss-absorbing capacity but also highlights the importance of capital and credit-risk management.

Stock holds near the daily open

On the Hong Kong Stock Exchange, the latest quote was HKD 9.63 on October 8, 2026 at 3:55 p.m. HKT, with the exchange session marked closed in the finance quote. The separate euro reference price at Lang & Schwarz was EUR 1.09, plus 0.93 percent versus the EUR 1.08 prior close on October 7, 2026.

The further course of trading is shown by the continuously updated real-time quote of China Construction Bank stock.