The Toronto-Dominion Bank stock reports record Q3 earnings

Published on 09/29/2026 at 13:39 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

The Toronto-Dominion Bank stock posted adjusted Q3 2026 EPS of CAD 2.77, up 26 percent year over year. TD also set a December 3 reporting date.

TD, CA8911605092, Illustration mit AI erstellt.

The Toronto-Dominion Bank (ISIN CA8911605092) was trading at EUR 105.77 at Lang & Schwarz on September 29, 2026, at 1:35 p.m. CEST, up 0.59 percent versus the prior close of EUR 105.15. The bank's latest quarterly performance provides the key fundamental backdrop: adjusted net income rose 21 percent year over year to CAD 4.7 billion in Q3 2026, according to The Globe and Mail on August 27, 2026.

Adjusted EPS rises to CAD 2.77

TD's adjusted diluted EPS reached CAD 2.77 in Q3 2026, up 26 percent from the prior-year quarter. Revenue grew 8 percent year over year, while adjusted return on equity reached 16.0 percent, an increase of 280 basis points, the earnings-call transcript reported.

The result was broad-based. Canadian Personal and Commercial Banking generated net income of CAD 2,095 million, up 7 percent year over year, while U.S. Banking net income rose 41 percent to CAD 1,074 million. Wholesale Banking net income increased 87 percent to CAD 743 million.

Capital strength meets remediation costs

TD ended Q3 2026 with a CET1 ratio of 14.3 percent, giving the bank capital flexibility while it continues to address U.S. anti-money-laundering requirements. Management expects fiscal 2026 U.S. AML remediation expenses of USD 550 million, a material counterweight to the earnings momentum described in the call.

The bank also said structural cost reductions reached CAD 900 million in fiscal 2026, meeting its full-year objective ahead of schedule. That figure matters because cost discipline is supporting profitability while TD invests in artificial intelligence, distribution and U.S. growth.

December 3 marks the next checkpoint

TD's investor-relations calendar lists December 3, 2026, for the next reporting event, following the Q3 conference call held on August 27, 2026. The upcoming release will test whether the 8 percent Q3 revenue growth and 16.0 percent adjusted return on equity can persist into the final quarter.

TD stock trades at EUR 105.77

At Lang & Schwarz, TD stock stood at EUR 105.77 in trading on September 29, 2026, at 1:35 p.m. CEST. The price was up 0.59 percent versus the Lang & Schwarz prior close of EUR 105.15 on September 28, 2026.