Zip Co stock expands Best Buy partnership across U.S. stores

Zip Co is expanding its Best Buy partnership from online shopping into physical stores across the United States, according to an analysis published by Yahoo Finance on Thursday, November 5. Eligible customers can use Zip's tap-to-pay app at the register alongside the existing online option.

Zip Co stock traded at 1.24 euros on Lang & Schwarz at 20:29 CET on Friday, November 6, 2026. The quote provides a current evening indication, while a verified Xetra closing comparison is not included here.

Physical Retail Becomes A Growth Test

The rollout gives Zip access to Best Buy's physical store network and extends a distribution model built around merchant partnerships. Yahoo Finance said in-store purchases already represented 30% of Zip's U.S. transaction volume in the first quarter of fiscal 2027, while U.S. in-store transaction volume increased 61% year over year.

The figures make physical retail an increasingly important part of Zip's U.S. payments mix. The company had more than 32,600 U.S. merchants and 4.7 million active U.S. customers, according to the analysis. A broader store presence could give existing users more opportunities to use Zip at checkout, but the investment case still depends on whether higher volume converts into stronger earnings.

Execution And Credit Remain Key

For investors, the next test is operational rather than purely promotional. Zip must scale in-store usage while keeping underwriting discipline, funding costs and operating leverage under control. The Yahoo Finance analysis also identified higher bad debts and tighter regulation as risks that could limit the benefit of faster transaction growth.

The expansion adds to Zip's partnership-led growth strategy, which also includes distribution through platforms such as Google and Stripe. It does not by itself establish how quickly the new store footprint will affect revenue or profit, so upcoming operating updates remain important.

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