Ripple backed SEC rules on October 20: What it means for the XRP price

Published on 10/28/2026 at 13:13 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

The XRP Ledger fixCleanup3_4_0 is now due on November 4. XRP price is 1.3224 USD as of October 28, 2026, up 1.96 percent.

Regulation, upgrades and ETF flows

A comment letter filed on October 20 backed the SEC proposal while seeking changes to digital-asset rules.
Spot XRP ETFs recorded 4.3 million USD in net inflows from October 19 to October 22, 2026.
The XRP price stands at 1.3224 USD as of October 28, 2026, 1.96 percent above the UTC daily close of October 27, 2026.
The fixCleanup3_4_0 amendment has a conditional earliest activation date of November 4, 2026.

XRP, XCCRYPTOXRP0, Illustration mit AI erstellt.

XRP (XRP) is part of a regulatory debate, with Ripple filing a comment letter on October 20 in support of the U.S. Securities and Exchange Commission's proposed Regulation Crypto Assets framework. The filing addresses how digital assets, investment contracts and secondary-market transactions should be treated under federal securities law.

Coinpaper reported that Ripple supported the proposal while requesting changes to the treatment of token sales and investment contracts. The report also said Ripple Chief Legal Officer Stuart Alderoty cited more than 150 million USD in legal costs from the company's dispute with the SEC.

The XRP price is 1.3224 USD as of October 28, 2026, up 1.96 percent compared with the UTC daily close of October 27, 2026. According to Investing.com, the current range is 1.2908 USD to 1.3263 USD, market capitalization is 83.25 billion USD at rank 5, and 24-hour volume is 1.56 billion USD.

Ripple seeks changes to SEC rules on October 20

Ripple's October 20 submission supports a proposed regulatory framework but does not itself change XRP's legal status. The SEC proposal includes possible exemptions for qualifying offerings of up to 5 million USD over four years or 75 million USD within 12 months, according to Coinpaper.

The same report said Ripple wants regulators to distinguish the investment arrangement connected with a token from the token itself. The proposed framework remains subject to the SEC's rulemaking process, leaving the October 20 filing as a company position rather than a final regulatory decision.

ETF inflows reach 4.3 million USD in late October

Spot XRP ETFs recorded 4.3 million USD in net inflows from October 19 to October 22, 2026, with no new money on October 23, according to Yahoo Finance. Net inflows measure money entering funds minus money leaving them.

For comparison, the same Yahoo Finance report said spot XRP ETFs recorded 1.8 million USD in net outflows during the prior week. The XRP Ledger's fixCleanup3_4_0 amendment is projected to reach its earliest activation window on November 4, 2026, after validator support fell to 26 of 35 on October 21 and the approval clock reset, according to Coinpaper.

XRP market data shows a 1.96 percent daily gain

According to Investing.com, XRP trades at 1.3224 USD as of October 28, 2026, up 1.96 percent compared with the UTC daily close of October 27, 2026. The daily high is 1.3263 USD and the daily low (UTC day) is 1.2908 USD. Market capitalization is 83.25 billion USD, ranking XRP fifth, while 24-hour volume is 1.56 billion USD.