Barclays raises target for Bread Financial stock to USD 110

Published on 10/05/2026 at 19:03 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Second-quarter earnings per share reached USD 3.55 versus USD 2.74 consensus. Bread Financial stock costs EUR 87.75 on October 5, 2026 after EUR 87.25.

BFH, US0185811082, Illustration mit AI erstellt.

Bread Financial Holdings (US0185811082) was at EUR 87.75 after-hours at Lang & Schwarz on October 5, 2026 at 6:58 p.m. CEST, up 0.57 percent versus the prior close of EUR 87.25. On the same date, Barclays maintained its Equal Weight rating and raised its target from USD 109.00 to USD 110.00, according to GuruFocus.

Barclays makes a modest target move

The USD 1.00 increase leaves Barclays target 25.36 percent above the Lang & Schwarz euro quote only if currencies are converted, so that comparison is excluded. The clean comparison is within Barclays coverage: the target rose 0.92 percent from USD 109.00 to USD 110.00, while the rating stayed Equal Weight.

The adjustment is small, but it arrives ahead of Bread Financial's next reported quarter. A current market quote from the primary listing showed USD 98.23 at 1:01 p.m. EDT on October 5, 2026, with a market capitalization of USD 4.0 billion; the separate primary-exchange figure does not replace the euro reference price.

Second-quarter earnings beat consensus

Bread Financial reported diluted earnings per share of USD 3.55 for the second quarter of 2026 versus a USD 2.74 consensus estimate, a USD 0.81 difference. Revenue reached USD 993.0 million in the same quarter, up 6.90 percent year over year, according to MarketBeat.

Credit performance remains central to the company story because Bread Financial provides consumer payment and lending products. Its September 15, 2026 performance update showed a 6.40 percent net principal loss rate for the month ended August 31, 2026, while the delinquency rate stood at 5.36 percent as of August 31, 2026, according to the company filing at Bread Financial. Those figures give investors a more relevant counterweight to the earnings beat than the target revision alone.

October earnings date approaches

Bread Financial is scheduled to report its next earnings on October 22, 2026, according to Yahoo Finance. The date puts the next quarterly report ahead of the market, with credit losses, loan balances and earnings per share likely to remain the key company figures.

BFH trades after the Xetra close

Bread Financial stock was trading at EUR 87.75 at Lang & Schwarz on October 5, 2026 at 6:58 p.m. CEST, up 0.57 percent versus the Lang & Schwarz prior close of EUR 87.25 on October 2, 2026. The company is listed on the NYSE under BFH, and the primary listing was at USD 98.23 at 1:01 p.m. EDT on October 5, 2026.