BNA stock reports 13.8 percent first-half profit growth

BNA (Banque Nationale Agricole) (ISIN TN0003100609) was last at TND 20.38 on the Tunis Stock Exchange on October 7, 2026, compared with a prior close of TND 20.19. The bank's first-half 2026 net income rose 13.8 percent to TND 156.3 million, putting earnings growth beside a sizeable credit-risk concentration.

Profit growth reaches 13.8 percent

According to La Presse de Tunisie on September 25, 2026, BNA reported net income of TND 156.3 million for the six months ended June 30, 2026, up from TND 137.3 million in the same period of 2025.

The bank's net banking income reached TND 560.1 million in the first half of 2026, an increase of 4.3 percent from the year-earlier period. Customer loans stood at TND 14.548 billion, while deposits reached TND 15.393 billion, up 10.6 percent from December 2025.

Credit quality remains the counterweight

Prime Partners Holdings reported that BNA's loans-to-deposits ratio was 94.5 percent at June 30, 2026, while its net banking income increased 4.3 percent and net income advanced 13.8 percent. The research note also put classified exposures at 21.59 percent, down from 22.51 percent one year earlier, with coverage rising from 56.43 percent to 59.35 percent.

The balance-sheet concentration is sharper than the profit headline suggests. Business News reported on September 9, 2026, that commitments linked to Tunisia's Office of Cereals reached TND 7.029 billion at June 30, 2026, equal to 35.99 percent of BNA's customer commitments. The same report said TND 6.997 billion of that exposure was covered by a state guarantee.

BNA stock holds a TND 20.38 reference

Investing.com identifies BNA as Banque Nationale Agricole, ticker BNA, with ISIN TN0003100609 and a Tunis Stock Exchange listing. The stock was last at TND 20.38 on October 7, 2026, while the prior close was TND 20.19, leaving the market value close to the latest reported price level after the first-half results.

More news and analysis on BNA stock are available on the BNA stock topic page.