BOS Bank revives 7% savings offer: what it means for BOS Bank stock

Published on 10/19/2026 at 01:57 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

First-half profit fell to PLN 15.10 million from PLN 79.70 million. BOS Bank stock faces a PLN 30,000 cap until January 31, 2027 for new customers.

Deposit campaign and earnings

On October 8, 2026, BOS Bank launched a 7.00 percent offer capped at PLN 30,000.
First-half 2026 net income was PLN 15.10 million versus PLN 79.70 million a year earlier.
The promotional rate ends on January 31, 2027.

BOS Bank, PLBOS0000019, Illustration mit AI erstellt.

BOS Bank (PLBOS0000019) launched a savings account paying 7.00 percent on deposits of up to PLN 30,000 on October 8, 2026, according to Subiektywnie o Finansach. The offer gives the Polish lender a fresh retail deposit focus while its first-half earnings remain under pressure.

What changed in October

The promotion started on October 5, 2026, and is available to new customers who open the required personal and savings accounts. The promotional rate applies only to the first PLN 30,000; balances above that level receive lower rates, according to Dariusz Kaczorowski.

The product is available through January 31, 2027. That date limits the promotion's contribution to deposit growth and leaves the bank with a defined period for testing customer demand.

Three dated signals for BOS Bank

On August 18, 2026, BOS Bank reported first-half net income of PLN 15.10 million, down from PLN 79.70 million a year earlier, according to Strefa Inwestorow. On October 5, 2026, the bank restarted the 7.00 percent savings campaign for up to PLN 30,000, and on October 9, 2026, the offer retained its leading 7.00 percent rate in a savings-account ranking, according to Analizy.pl.

What does the offer mean for earnings

The campaign improves the bank's customer proposition, but the limited PLN 30,000 cap narrows the amount of deposits that can earn 7.00 percent. That matters because BOS Bank's latest reported quarter produced a PLN 1.11 million net loss in Q2 2026, compared with PLN 16.22 million of net income in Q1 2026, according to Investing.com. The deposit push therefore arrives alongside a clear earnings comparison rather than a simple growth narrative.

Next date for the campaign

The promotional rate ends on January 31, 2027, after which the account moves to the bank's standard pricing schedule. For BOS Bank stock, the next measurable test is whether the campaign converts its 7.00 percent headline rate into durable customer balances before that deadline.

Latest earnings set the baseline

BOS Bank's reporting picture combines PLN 15.10 million of first-half 2026 net income with the PLN 1.11 million Q2 loss, while the October savings campaign adds a retail-growth lever. The bank is listed in Warsaw and operates in banking and environmental finance.