Citizens cuts target for Upstart Holdings stock from USD 20 to USD 18

Published on 10/18/2026 at 12:49 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Upstart grew second-quarter revenue 41.9 percent to USD 364.71 million. The third-quarter results date is November 3, 2026 for Upstart stock.

Analyst view and next results

Citizens cut its Upstart target from USD 20.00 to USD 18.00 on October 15, 2026.
Second-quarter revenue reached USD 364.71 million, up 41.9 percent year over year.
Upstart is scheduled to report third-quarter results on November 3, 2026.

UPST, US91680M1071, Illustration mit AI erstellt.

Upstart Holdings (ISIN US91680M1071) had its Citizens target cut from USD 20.00 to USD 18.00 on October 15, 2026, according to Markets Insider. The move puts analyst valuation views at the center of the next earnings update.

Three milestones shape the story

On August 4, 2026, Upstart reported second-quarter revenue of USD 364.71 million and diluted earnings per share of USD 0.16, according to MarketBeat. Revenue was 41.9 percent above the year-earlier level, while earnings per share missed the cited consensus of USD 0.18.

On October 5, 2026, the company published September origination data, with loan volume reaching USD 1.38 billion, according to Investing.com. That figure was 44.2 percent higher than a year earlier, keeping operating growth visible even as target prices moved lower.

What does the target cut mean for valuation?

Citizens reduced its target by USD 2.00, or 10.00 percent, from USD 20.00 to USD 18.00 on October 15, 2026, while retaining its stated rating, Markets Insider reported. MarketBeat also cited a USD 42.94 average target, showing a wide spread between individual views and the broader analyst measure.

November 3 is the next date

Upstart's investor-relations calendar schedules third-quarter 2026 results and the related conference call for November 3, 2026, at 5:00 a.m. PST. The release dated October 6, 2026 identifies that date as the company's next results announcement, according to Upstart.

The next report will put the USD 364.71 million second-quarter revenue base and the September origination figure against fresh lending and profitability data. The further course of trading is shown by the continuously updated real-time quote of Upstart Holdings stock.