Essent Group stock reports 14.30 percent EPS growth at EUR 56.00

Published on 09/29/2026 at 14:16 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Essent Group stock posted USD 2.08 diluted EPS in Q2 2026, up from USD 1.82 in Q1. Analysts hold a USD 71.86 average target, while insurance in force reached USD 249.7 billion.

ESNT, BMG3198U1027, Illustration mit AI erstellt.

Essent Group stock (ISIN BMG3198U1027) was trading at EUR 56.00 at Lang & Schwarz on September 29, 2026 at 2:04 p.m. CEST, up 0.45 percent versus the prior close of EUR 55.75. The latest operating figures show diluted earnings per share of USD 2.08 in Q2 2026, a 14.30 percent increase from USD 1.82 in Q1 2026. The result gives the mortgage insurer a firm earnings base even as housing affordability constrains new originations.

Q2 earnings strengthen the case

Essent Group reported USD 189.7 million in Q2 2026 net income, compared with USD 195.3 million in the prior-year quarter. Diluted EPS nevertheless rose from USD 1.93 in Q2 2025 to USD 2.08, according to The Globe and Mail in its August 7, 2026 earnings-call transcript.

The balance-sheet indicators add scale to the result. Insurance in force stood at USD 249.7 billion on June 30, 2026, up from USD 246.8 billion a year earlier, while the portfolio default rate was 2.53 percent. Essent Guaranty's PMIERs sufficiency ratio was 172 percent, leaving USD 1.5 billion in excess available assets, the transcript reported.

Capital returns meet analyst caution

Essent approved a quarterly dividend of USD 0.35 for Q3 2026 and had repurchased nearly 6 million shares for USD 350 million through July 31, 2026, according to Essent Group. The capital-return program matters because the company is expanding reinsurance and title activities while preserving capacity in its core mortgage-insurance business.

MarketBeat reported on September 17, 2026 that eight firms carried a Hold consensus, with five Hold ratings and three Buy ratings. The average 12-month price target was USD 71.86, while Roth Capital raised its target from USD 65.00 to USD 80.00 on August 10, 2026.

Stock remains below the yearly high

Finance-market data put Essent Group's market capitalization at USD 5.8 billion on September 29, 2026. Its 52-week range was USD 55.34 to USD 70.37, placing the Lang & Schwarz price below the upper end of the range and leaving the earnings trend as the central valuation reference.

MarketScreener identifies Essent Group Ltd. as BMG3198U1027 and lists ESNT on the NYSE in the property and casualty insurance sector, as shown in its September 17, 2026 company profile. Essent describes its business as private mortgage insurance, reinsurance, title insurance and settlement services for the housing finance industry.

Essent Group stock trades at EUR 56.00

Essent Group stock was trading at EUR 56.00 at Lang & Schwarz on September 29, 2026 at 2:04 p.m. CEST, up 0.45 percent versus the Lang & Schwarz prior close of EUR 55.75. The session price gives investors a current euro reference while Q2 2026 EPS of USD 2.08 and insurance in force of USD 249.7 billion provide the latest operating checkpoints.