Hyakugo reports stronger first-quarter profit: what it means for Hyakugo stock

Published on 10/20/2026 at 03:06 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Hyakugo reported JPY 8.08 billion in first-quarter net profit. The 42-yen dividend forecast frames Hyakugo stock.

Profit growth and bank services

Hyakugo reported JPY 8.08 billion in net profit for the first quarter ended June 30, 2026.
The bank forecast JPY 28.9 billion in net profit and a 42-yen annual dividend for fiscal year 2027.
Hyakugo stock was last at JPY 2,215.00 on October 20, 2026 at 9:48 a.m. JST on JPX.

Hyakugo, JP3793800008, Illustration mit AI erstellt.

Hyakugo reported JPY 8.08 billion in consolidated net profit for the first quarter of fiscal year 2027, up 113.1 percent from the same period a year earlier. Hyakugo published the period's results on July 31, 2026, giving investors a sharper view of how higher interest rates are affecting the regional bank.

What drove first-quarter profit?

Ordinary revenue reached JPY 50.4 billion in the quarter, an increase of 47.8 percent year over year, while ordinary profit rose 120.9 percent to JPY 11.3 billion. Core business net profit reached JPY 9.27 billion, up 2.4 times from the prior-year quarter, according to the results summary described by Note.

Loan interest income was JPY 17.2 billion, up 19.6 percent, and interest and dividend income from securities increased 79.0 percent to JPY 8.4 billion. Deposit interest also climbed 72.2 percent to JPY 4.7 billion, showing that funding costs are rising alongside lending income.

Dividend and profit targets

Hyakugo maintained its fiscal-year forecast of JPY 41.2 billion in ordinary profit and JPY 28.9 billion in net profit. The annual dividend forecast rose to 42 yen from 34 yen in the previous fiscal year, while first-quarter net profit represented 61.2 percent of the interim forecast.

October notices shape bank services

Hyakugo's corporate website listed an October 5, 2026 notice on ending acceptance of fixed-amount postal money orders. The same website also listed a September 30, 2026 notice on a higher short-term prime rate, placing lending and service changes alongside the latest earnings picture.

Profit growth faces a valuation test

For investors, the central question is whether stronger interest income can outpace higher deposit costs and credit expenses. Non-consolidated credit-related expenses reached JPY 920 million in the first quarter, compared with a full-year plan of JPY 2.5 billion. Hyakugo stock was last at JPY 2,215.00 on JPX on October 20, 2026 at 9:48 a.m. JST.

The bank's next results date has not been stated in the cited company material. The next concrete benchmark remains the fiscal-year forecast of JPY 28.9 billion in net profit and the 42-yen dividend forecast.

Hyakugo stock stays tied to rates

Hyakugo's first-quarter figures combine a 47.8 percent revenue increase with a 113.1 percent rise in net profit. The counterweight is a 72.2 percent increase in deposit interest, which makes the margin trajectory as important as the headline profit growth.