ICC Holdings stock scores 51 out of 100 on moat review

ICC Holdings (ISIN US44951P1030) carries a 51 out of 100 competitive moat score in a September 20, 2026 specialty insurance assessment. The result puts the insurer at 10th among 19 companies covered in the Insurance - Specialty group, giving investors a quantified view of its operating profile.

Insurance metrics show a split profile

According to StatsAlpha, ICC Holdings receives an operational efficiency score of 82 out of 100. That is the strongest of the six defenses listed in the assessment and points to expense control as the clearest quantitative strength in the profile.

The same assessment assigns pricing power a score of 72 out of 100, while underwriting discipline receives 36 out of 100 and float investment quality 35 out of 100. The spread between operational efficiency at 82 and underwriting discipline at 36 is 46 points, showing that the profile is stronger on internal execution than on underwriting consistency.

Capital strength is the key counterweight

Capital strength and solvency receive only 12 out of 100, the lowest score among the six categories. Scale and diversification stand at 43 out of 100, so the assessment places the company below the midpoint on both capital resilience and business breadth.

For context, ICC Holdings is a specialty property and casualty insurer serving the food and beverage sector. Tickeron describes its coverage as including commercial multi-peril, liquor liability, workers' compensation and umbrella insurance. The profile lists 103 employees and identifies property or casualty insurance as the company's industry.

ICCH profile stays narrowly specialized

The business model gives ICC Holdings a focused exposure to commercial insurance rather than a broad financial-services mix. That specialization can support pricing expertise, while the 12 out of 100 capital-strength score keeps balance-sheet resilience central to the investment case.

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