Industrial Bank of Korea stock faces rising corporate loan risks5.7%.

Published on 10/07/2026 at 07:20 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Industrial Bank of Korea stock was last at KRW 20,150 on October 7, 2026, as marginal-firm loans reached KRW 37.5952 trillion. Q2 profit totaled KRW 690 billion.

Industrial Bank of Korea, KR7024110009, Illustration mit AI erstellt.

Industrial Bank of Korea (ISIN KR7024110009) was last at KRW 20,150 on the KRX on October 7, 2026, at 1:57 p.m. KST, down KRW 50, or 0.25 percent, from the prior close. The bank faced fresh credit-risk scrutiny as loans to marginal firms reached KRW 37.5952 trillion at the end of August.

Credit risk reaches a new high

According to Seoul Economic Daily on October 7, 2026, loans to firms unable to cover interest costs rose 62.8 percent from KRW 23.0984 trillion at the end of 2022. The increase was KRW 14.4968 trillion, while the total corporate loan balance grew 22.6 percent to KRW 279.7815 trillion.

The corporate loan delinquency rate reached 1.21 percent at the end of August, compared with 0.32 percent at the end of 2022. The report identified the August rate as the highest since the figure began being disclosed in June 2008.

Quarterly profit remains under pressure

Industrial Bank of Korea reported Q2 2026 operating profit of KRW 915 billion and net income of KRW 690 billion, according to ATS View. Q2 operating profit was lower than KRW 927 billion in Q2 2025, while net income declined from KRW 694 billion.

The comparison matters because Industrial Bank of Korea is centered on SME financing, leaving asset quality closely tied to smaller corporate borrowers. The latest credit data therefore adds a counterweight to the bank's policy role and its earnings base.

Valuation leaves room for debate

According to Stock Analysis, 18 analysts give the stock an average Buy rating and a 12-month target of KRW 24,527.78. That target stands 21.75 percent above the October 7 price, while the current market capitalization is KRW 16.1 trillion.

The valuation signal meets a balance-sheet concern. The same October 7 report said the bank's common equity Tier 1 ratio was 11.6 percent at the end of June, while its corporate loan delinquency rate had moved to a record level by August.

Industrial Bank of Korea stock stays near its yearly floor

Industrial Bank of Korea stock was last at KRW 20,150 on the KRX on October 7, 2026, with a session range of KRW 20,100 to KRW 20,250. Its 52-week range was KRW 18,660 to KRW 29,550, placing the latest price 31.8 percent below the yearly high.