SoFiUSD entered live settlement. SoFi Technologies stock falls 1.57 percent

Published on 10/08/2026 at 16:12 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

Adjusted net revenues rose 40.00 percent to USD 1.20 billion in the second quarter. SoFi Technologies stock costs EUR 13.76 on October 8, 2026 versus EUR 13.98.

SOFI, US83406F1021, Illustration mit AI erstellt.

SoFi Technologies (ISIN US83406F1021) was trading at EUR 13.76 at Lang & Schwarz on October 8, 2026 at 4:04 p.m. CEST, down 1.57 percent on the session. On September 29, 2026, Zacks reported that SoFiUSD had entered live commercial settlement through Mastercard-linked card activity. The development gives SoFi a payments infrastructure angle alongside its lending and banking businesses.

Three events shaped the setup

On July 29, 2026, SoFi reported second-quarter adjusted net revenues of USD 1.20 billion, up 40.00 percent year over year, while adjusted EBITDA reached USD 358.00 million at a 30.00 percent margin, according to MarketBeat.

On September 29, 2026, SoFi Technologies scheduled its third-quarter results for October 27, 2026 and said its platform served 15.80 million members. On the same date, Zacks said SoFiUSD had approximately USD 300.00 million in circulation and that the card program was expected to process more than USD 25.00 billion in annualized volume.

What the guidance means for margins

The second-quarter growth figures support the companys raised 2026 adjusted net revenue guidance of USD 4.75 billion to USD 4.85 billion. Zacks also reported that management maintained adjusted EBITDA guidance of USD 1.60 billion.

For investors, the comparison is straightforward: SoFi is pairing 40.00 percent second-quarter adjusted net revenue growth with a 30.00 percent adjusted EBITDA margin. The key test on October 27 will be whether member growth, fee-based revenue and loan demand preserve that operating leverage while funding costs remain a pressure point.

Nasdaq context adds valuation pressure

On Nasdaq, SOFI was last at USD 15.39 on October 8, 2026 at 10:10 a.m. ET, against a 52-week range of USD 14.88 to USD 32.73. Market capitalization stood at USD 19.7 billion on the same date, giving the euro quote a US-market valuation context without replacing it.

The October 6 target cut from TD Cowen added a more cautious counterweight. As Markets Insider reported, the firm lowered its target from USD 18.00 to USD 17.50 while keeping a Hold rating.

The next reporting date is set

SoFi Technologies is scheduled to release third-quarter 2026 results on October 27, 2026, with its conference call planned for 8:00 a.m. ET.

The euro quote remains under pressure

At Lang & Schwarz, SoFi Technologies stock was trading at EUR 13.76 on October 8, 2026 at 4:04 p.m. CEST, down 1.57 percent versus the prior close of EUR 13.98 on October 7, 2026. The further course of trading is shown by the continuously updated real-time quote of SoFi Technologies stock.