United Bancorp stock gained 3.43 percent on October 1

Published on 10/07/2026 at 01:05 | Editorial responsibility: Rafael Müller, Editor-in-Chief AD HOC NEWS

United Bancorp stock reached USD 14.79 at the October 1 close on volume of 5,800 shares. Second-quarter EPS rose 9.1 percent to USD 0.36.

UBCP, US9099111091, Illustration mit AI erstellt.

United Bancorp stock (ISIN US9099111091) gained 3.43 percent to USD 14.79 at the October 1, 2026 close on the Nasdaq Capital Market, with 5,800 shares changing hands. The move came as second-quarter earnings showed higher profit and earnings per share.

Second-quarter profit rises 9.5 percent

According to TradingView, United Bancorp reported second-quarter 2026 net income of USD 2.1 million, up 9.5 percent from the year-earlier quarter. EPS rose 9.1 percent to USD 0.36, while first-half net income increased 5.8 percent and first-half EPS advanced 6.2 percent.

The earnings mix also showed operating improvement. First-half net interest income increased 5.2 percent year over year, and the net interest margin expanded 17 basis points to 3.82 percent, according to TradingView.

Deposits support the banking franchise

Deposits reached USD 686.9 million on June 30, 2026, a 7.1 percent increase from the end of 2025. More than 70 percent of deposits came from lower-cost funding sources, a mix that helped reduce interest expense despite deposit growth, TradingView reported.

The counter-factor is credit quality. Nonaccrual loans and loans past due at least 30 days totaled USD 6.9 million, or 1.4 percent of gross loans, on June 30, 2026. A single commercial relationship accounted for USD 4.2 million of that balance, according to TradingView.

Dividend reaches USD 0.1975

United Bancorp raised its third-quarter regular dividend to USD 0.1975 per share, up 5.3 percent from the year-earlier quarter. MarketBeat reported an annualized payout of USD 0.79 and a 5.3 percent yield, while its consensus rating was Hold from one covering analyst.

The company describes itself as a Nasdaq-listed bank holding company headquartered in Martins Ferry, Ohio, with Unified Bank serving commercial and individual customers through 18 banking offices. Its website also identifies UBCP as a member of the Russell Microcap Index.

United Bancorp stock stays below yearly high

United Bancorp stock closed at USD 14.79 on October 1, 2026, within its 52-week range of USD 14.29 to USD 16.63. Market capitalization stood at USD 81.9 million on October 6, 2026.