Flushing Financial’s Merger Path Takes Shape Amid Solid Operational Results

While Flushing Financial has released its full-year results, the investment community’s primary focus remains fixed on its pending merger with OceanFirst Financial Corp. The bank’s decision to forgo its customary quarterly earnings call underscores the advanced stage of this consolidation. This raises a key question: how is the company performing operationally on the cusp of this significant transformation?

The fourth-quarter 2025 figures reveal a stable operational foundation independent of the merger activities. In a challenging environment for regional banks, Flushing Financial demonstrated an expansion of its net interest margin and growth in non-interest-bearing deposits, both of which bolster earnings capacity. Furthermore, an improved tangible common equity ratio points to proactive capital Read more...