XRP Slips as Inflation and ETF Outflows Weigh, While Lending Upgrade Stalls Short of Validator Threshold
Published on 11/12/2026 at 20:01 | Editorial boerse-global.de
XRP holders are contending with a twin drag this session: a souring macro backdrop and a cooling appetite for the asset through US-listed funds. The token's daily change stood at -2.5% as a broad retreat across digital assets coincided with fresh money leaving spot XRP ETFs. Reports point to net outflows of $10.4216 million on Monday, followed by another $7.62 million on Tuesday — two straight days of redemptions that underscore fading demand through that investment channel.
The wider market offered little shelter. US consumer prices rose 0.4% month-on-month in October, according to the Bureau of Labor Statistics, and media coverage linked the inflation reading to renewed rate worries that weighed on crypto broadly. XRP was caught in the sell-off alongside other digital assets, with forced liquidations of leveraged positions — particularly among traders who had bet on rising prices — intensifying the move.
For now, the macro picture sits front and center for XRP investors. Stabilization looks harder to achieve as long as the broad selling pressure persists. The fund flows add a second reason for caution: a more favorable read on this demand channel would only be justified once the direction of money movements improves. The reported redemptions, for their part, offer an initial signal of strain.
Should investors sell immediately? Or is it worth buying XRP?
Lending Protocol Inches Forward, Threshold Still Out of Reach
On the technical side, attention turns to the proposed LendingProtocol amendment on the XRP Ledger. Media reports put supportive validator votes at 22 out of 35 total, short of the threshold needed for activation. The companion SingleAssetVault amendment stood at 23 approvals. Both measures require 29 votes each, leaving the next step still without the necessary backing. Once the bar is cleared, it must be held for two consecutive weeks before the changes can go live.
Ripple has already walked payments companies through the planned system. It is designed to enable fixed-term loans on which borrowers post no collateral, with depositors relying on intermediaries outside the blockchain for credit checks and risk management. The initiative would open an additional use case for the XRP Ledger — provided validators meet the conditions for activation. Until then, investors should gauge progress by the vote count rather than by the proposal's ambitions.
Testnet and Devnet Set for November 2026 Restart
The XRP Ledger documentation flags a concrete technical date: restarts of Testnet and Devnet are scheduled for November 25, 2026, aimed at improving the stability of servers carrying full history. Data on both test networks will be wiped in the process. The intervention is confined to Testnet and Devnet — the Mainnet stays untouched — so the significance for investors lies in routine maintenance of the testing environments.
Two forces are shaping the near-term read on XRP: the market environment and fund demand. The technical workstreams supply their own checkpoints — sufficient validator backing for the lending protocol and the planned stability upgrade for the test networks — with each one's assessment hinging on how far it advances.
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XRP Stock: New Analysis - 12 November
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